English speaking room

elenayork писал(а):

Surely it’s to their credit

that's not fun . Usually mortgage equals to 3 annual incomes: let's say the house value is 450K. Then their annual family income is around 150K, or 75K per person (roughly). 75K sounds too much for a teacher.

One more bad thing about credits: they need to be returned And no one guarantees stability: people loose jobs, people die and divorce - anything happens
Moreover, if the house or any real estate was bought within last 5-7 years, it is likely to be overpriced, the prices we just inflated tremendously. This is how it looks: a couple bought a house 6 years ago for 200K, but now the house can be sold only for 150K, and they still owe 50K and they hardly paid back any of the principal as first years cover bank interest. so they are in japerdy.

elenayork писал(а):

“To inform” and “to report” are more neutral to my mind and they are more suitable for formal speech or in the situation when you would like to show your tolerance. There is a” squealer” (informal) - доносчик-стукач formed from “squeal”.

Local people see nothing wrong with reporting bad thing. Russian people just do not like to see it reported (just claiming"it is not your business" excuse )